# Business Singledebt --- ## Pages - [Thank You](https://business.singledebt.in/thank-you/): Thank You A representative from SingleDebt Business will contact you from the following number: Between 9am to 6pm +91 913695... - [Home](https://business.singledebt.in/): Business SingleDebt provides expert debt solutions to help your business achieve financial freedom. Manage missed EMIs and reduce stress. Visit us today for support! - [Blog](https://business.singledebt.in/blog/): Explore expert tips, insights, and strategies on debt solutions, financial freedom, and managing EMIs. Visit the Business SingleDebt blog for actionable advice! - [Case Studies](https://business.singledebt.in/case-studies/): Explore real-life success stories and case studies of businesses achieving financial freedom with Business SingleDebt. See how we’ve helped others thrive! - [Home2](https://business.singledebt.in/home2/): Breathing Space for Your Business Are you grappling with overwhelming debt in the challenging landscape of managing a business in... - [About Us](https://business.singledebt.in/about-us/): Learn about Business SingleDebt, your trusted partner for debt solutions and financial freedom. Discover our mission, expertise, and commitment to helping businesses thrive. - [Contact Us](https://business.singledebt.in/contact-us/): Get in touch with Business SingleDebt for expert debt solutions and financial freedom. Contact us today to start your journey toward a debt-free business! - [Services](https://business.singledebt.in/services/): Explore Business SingleDebt’s expert debt solutions and services. From EMI management to financial freedom, we help businesses thrive. Learn more today! --- ## Posts - [How Businesses Can Avoid Debt Traps: A Practical Guide](https://business.singledebt.in/blog/how-businesses-can-avoid-debt-traps-a-practical-guide/): How Businesses Can Avoid Debt Traps: A Practical Guide October 28, 2023 No Comments CLICK HERE TO CONNECT WITH US... - [Women-Led Startups Beating Debt in 2025: The Management Edge](https://business.singledebt.in/blog/women-led-startups-beating-debt-in-2025-the-management-edge/): Women-led startups in 2025 beat debt with smart management, thriving in a tough economy. Discover their edge and strategies for success now! - [5 Ways To Try And Reduce Your Debts And Outgoings](https://business.singledebt.in/blog/5-ways-to-try-and-reduce-your-debts-and-outgoings/): 5 Ways To Try And Reduce Your Debts And Outgoings December 4, 2023 No Comments CLICK HERE TO CONNECT WITH... - [How to remove a suit filed in CIBIL when a loan is closed](https://business.singledebt.in/blog/how-to-remove-a-suit-filed-in-cibil-when-a-loan-is-closed/): How to remove a suit filed in CIBIL when a loan is closed March 11, 2023 No Comments CLICK HERE... - [Managing Your Debt with the Debt Avalanche Method](https://business.singledebt.in/blog/managing-your-debt-with-the-debt-avalanche-method/): Managing Your Debt with the Debt Avalanche Method October 28, 2023 No Comments CLICK HERE TO CONNECT WITH US ON... - [Case Study 1: Navigating Financial Turmoil - The Success Story of a Performance Marketing Agency.](https://business.singledebt.in/blog/case-study-1-navigating-financial-turmoil-the-success-story-of-a-performance-marketing-agency/): December 26, 2024 Case Study 1: Navigating Financial Turmoil – The Success Story of a Performance Marketing Agency. Case Study... - [Indian Debt Management: A Path to Financial Well-Being](https://business.singledebt.in/blog/indian-debt-management-a-path-to-financial-well-being/): What is insolvency vs. bankruptcy vs. liquidation? April 20, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP... - [What is insolvency vs. bankruptcy vs. liquidation?​](https://business.singledebt.in/blog/what-is-insolvency-vs-bankruptcy-vs-liquidation/): What is insolvency vs. bankruptcy vs. liquidation? April 20, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP... - [Case Study: Company Informal Debt Arrangement (CIDA)](https://business.singledebt.in/blog/case-study-company-informal-debt-arrangement-cida/): December 8, 2021 Case Study: Company Informal Debt Arrangement (CIDA) CASE STUDY 4: Company Informal Debt Arrangement (CIDA) Restructured five... --- # # Detailed Content ## Pages - Published: 2025-01-14 - Modified: 2025-01-14 - URL: https://business.singledebt.in/thank-you/ Thank You A representative from SingleDebt Business will contact you from the following number: Between 9am to 6pm+91 913695 6881 Please ensure you save and answer when it calls Home --- > Business SingleDebt provides expert debt solutions to help your business achieve financial freedom. Manage missed EMIs and reduce stress. Visit us today for support! - Published: 2024-12-23 - Modified: 2025-01-30 - URL: https://business.singledebt.in/ Breathing Space for Your Business Are you grappling with overwhelming debt in the challenging landscape of managing a business in India? You’re not alone. GET STARTED https://business. singledebt. in/wp-content/uploads/2025/01/SD-Business. mp4 GET IN TOUCH Debt value you are struggling with? 10 Lakh to 50 Lakh 50 Lakh to 1 Cr 1 Cr+ Number of Missed EMI 1 2 3 4 5+ Type of loans Secured Loan Unsecured Loan Overdraft Please check this box to confirm that you understand we do not provide any loans or financial credit. Register Proven Success With Years of Experience 0 + Properties Saved 0 + Business Loan settlement Done 0 + Business Loans Restructured 0 + Our mission is to help businesses regain control and thrive by providing breathing space, debt and legal solutions, whether you're facing creditor harassment, legal notices, or the threat of insolvency. Under Company Informal Debt Arrangement (CIDA) and our extensive experience in debt management, we offer comprehensive support and FREE consultation designed to meet your unique needs. GET STARTED Who we are About Us With over 45 years of experience in debt solutions, SingleDebt for Business is committed to helping businesses rebuild and achieve sustainable growth. Our approach focuses on understanding your specific challenges and providing lawful solutions that promote strategic development, provide breathing space while ensuring compliance with legal regulations. Why Choose Us? Our experienced team of legal and financial experts provides personalized assistance to help you tackle business debt head-on. We specialize in: Protection from Creditor Harassment We manage... --- > Explore expert tips, insights, and strategies on debt solutions, financial freedom, and managing EMIs. Visit the Business SingleDebt blog for actionable advice! - Published: 2024-12-23 - Modified: 2025-03-11 - URL: https://business.singledebt.in/blog/ Blog Blog No Content Available --- > Explore real-life success stories and case studies of businesses achieving financial freedom with Business SingleDebt. See how we’ve helped others thrive! - Published: 2024-12-23 - Modified: 2025-01-30 - URL: https://business.singledebt.in/case-studies/ Case Studies Case Studies edit post Case Study Case Study 1: Navigating Financial Turmoil – The Success Story of a Performance Marketing Agency. December 26, 2024 Read More edit post Case Study Case Study: Company Informal Debt Arrangement (CIDA) December 8, 2021 Read More --- - Published: 2024-12-20 - Modified: 2024-12-30 - URL: https://business.singledebt.in/home2/ Breathing Space for Your Business Are you grappling with overwhelming debt in the challenging landscape of managing a business in India? You’re not alone. Read more Proven Success With years of experience 0 + we serve business 0 + Financial company 0 k Handle corporate 0 + Our mission is to help businesses regain control and thrive by providing breathing space, debt and legal solutions, whether you're facing creditor harassment, legal notices, or the threat of insolvency. Under Company Informal Debt Arrangement (CIDA) and our extensive experience in debt management, we offer comprehensive support and FREE consultation designed to meet your unique needs. Who we are About Us With over 45 years of experience in debt solutions, SingleDebt for Business is committed to helping businesses rebuild and achieve sustainable growth. Our approach focuses on understanding your specific challenges and providing lawful solutions that promote strategic development, provide breathing space while ensuring compliance with legal regulations. Why Choose Us? Our experienced team of legal and financial experts provides personalized assistance to help you tackle business debt head-on. We specialize in: Protection from Creditor Harassment We manage communications with creditors, ensuring you're shielded from undue stress. Assistance with Legal Notices Our legal team addresses any legal challenges your business may face, safeguarding your interests. Prevention of Property Repossession We work diligently to protect your assets from being seized due to loan defaults. Shielding Against Insolvency Actions Our strategies help you navigate potential insolvency, allowing you to focus on recovery and growth. FAQs... --- > Learn about Business SingleDebt, your trusted partner for debt solutions and financial freedom. Discover our mission, expertise, and commitment to helping businesses thrive. - Published: 2024-12-20 - Modified: 2025-01-30 - URL: https://business.singledebt.in/about-us/ About us Who we are About us Who we are Overview We specialize in empowering businesses (MSMEs) across India to navigate financial challenges and achieve sustainable growth. In a landscape where many business directors face daunting cycles of debt and uncertainty, our mission is to provide effective, lawful solutions tailored to address these unique challenges. With over 45 years of global experience in the debt industry, we understand that navigating financial difficulties can be overwhelming. Our focus is on managing debt-related matters strategically while ensuring compliance with legal regulations. Understanding Your Challenges The complexities of business debts—including GST and CIT arrears, Directors’ Loan Accounts, and Personal Guarantees—can be formidable. As business insolvencies have surged by 41% from the previous year, there is an urgent need for proactive measures. At SingleDebt for Business, we equip business owners with the knowledge, guidance, and legal protection necessary to navigate these challenges with confidence and resilience. Our Solutions: Breathing Space Through our Company Informal Debt Arrangement (CIDA) program, we offer businesses a vital "breathing space" to manage their financial obligations effectively. This program allows struggling companies to establish a moratorium, enabling them to focus on developing credible rescue plans while our legal team manages any creditor actions. By doing so, we empower directors to concentrate on building their businesses rather than merely surviving. Tailored Debt Negotiation Our seasoned Debt Strategists analyze your individual circumstances and craft bespoke strategies uniquely aligned with your business’s challenges. We specialize in dealing with creditor harassment and legal actions,... --- > Get in touch with Business SingleDebt for expert debt solutions and financial freedom. Contact us today to start your journey toward a debt-free business! - Published: 2024-12-20 - Modified: 2025-01-30 - URL: https://business.singledebt.in/contact-us/ Contact Connect with us Contact Connect with us How can we help? We will use your information to communicate with you regarding your inquiry or request. GET IN TOUCH Register Follow social media Facebook-f Instagram X-twitter Pinterest Jki-linkedin-in Phone +91 9920034619 Email business@singledebt. in Find an office Plot No. 1, Shah Industrial Estate, Veera Desai Rd, near Ghanshyam Industrial Estate, Andheri West, Mumbai, Maharashtra 400053 --- > Explore Business SingleDebt’s expert debt solutions and services. From EMI management to financial freedom, we help businesses thrive. Learn more today! - Published: 2024-12-20 - Modified: 2025-01-30 - URL: https://business.singledebt.in/services/ SERVICES Consulting Services services Consulting Services A Comprehensive Guide to Business Debt Solutions Navigating financial challenges can be overwhelming and exhaust the valuable bandwidth for growth. Many business directors across India face similar hurdles, often feeling trapped in a daunting cycle of financial obligations and uncertainty. Our suite of services is designed to support MSMEs in managing debt effectively while ensuring compliance with legal regulations. GET IN TOUCH Debt value you are struggling with? 10 Lakh to 50 Lakh 50 Lakh to 1 Cr 1 Cr+ Number of Missed EMI 1 2 3 4 5+ Type of loans Secured Loan Unsecured Loan Overdraft Please check this box to confirm that you understand we do not provide any loans or financial credit. Register Understanding Your Challenges The complexities of business debts—including GST and CIT arrears, Directors’ Loan Accounts, and Personal Guarantees—can be formidable. With business insolvencies surging by 41% from the previous year, it’s critical to adapt and strengthen your financial resilience. Our team of experts is dedicated to providing lawful and effective solutions tailored to address these unique challenges. Our Key Services Company Informal Debt Arrangement (CIDA) The CIDA program offers a vital "breathing space" for struggling companies. Under this arrangement, we establish a moratorium, allowing you to focus on developing a credible rescue plan while our legal team manages any creditor actions. This approach empowers you to concentrate on building their businesses rather than merely surviving. Business Debt Harassment Support Our legal and paralegal experts are dedicated to protecting... --- --- ## Posts - Published: 2025-03-20 - Modified: 2025-03-25 - URL: https://business.singledebt.in/blog/how-businesses-can-avoid-debt-traps-a-practical-guide/ - Categories: Blog - Tags: Blog How Businesses Can Avoid Debt Traps: A Practical Guide October 28, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Debt when judiciously used can be a powerful tool to aid expansion and growth. We all know that a certain amount of debt is necessary to enable a business to run smoothly and gain financial stability. But when threatened with excessive debt, economic downturns and poor financial planning can succumb to a debt trap and face cashflow problems. This in turn will impair their credit worthiness and survival. Debt traps occur when a business gets encumbered by too much debt. Inadequate and ineffective financial planning and poor cashflow planning exacerbate their financial problems. Such companies do not have proper contingency planning and are unable to cope with the interest outflows associated with excessive debt. SingleDebt for Business specializes in facilitating debt management and conflict resolution. It serves as a mediator between debtors and creditors, helping individuals and businesses navigate financial challenges by negotiating favorable repayment terms, reducing interest rates, and resolving disputes. By offering structured debt solutions, expert financial guidance, and legal support, SingleDebt for Business empowers clients to regain financial stability while ensuring fair and amicable resolutions for all parties involved. 5 symptoms of business debt trap One chief symptom is businesses caught in a constant struggle to pay bills on time. This includes constant delayed payments to suppliers and other vendors. Frequent delayed payments to vendors is a red flag... --- > Women-led startups in 2025 beat debt with smart management, thriving in a tough economy. Discover their edge and strategies for success now! - Published: 2025-03-07 - Modified: 2025-03-20 - URL: https://business.singledebt.in/blog/women-led-startups-beating-debt-in-2025-the-management-edge/ - Categories: Blog - Tags: Blog Women-Led Startups Beating Debt in 2025: The Management Edge October 28, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. “Debt isn’t a wall—it’s a ladder. ”In 2025, women-led startups aren’t just surviving—they’re thriving. Despite rising interest rates and post-pandemic challenges, women-led SMEs are growing 2x faster than the industry average (Forbes, 2024). How? By turning debt from a burden into a strategic tool. As one entrepreneur put it, “Debt isn’t a wall—it’s a ladder. ”This blog dives into how women entrepreneurs are mastering business debt management, leveraging innovative strategies, and rewriting the rules of financial success. The 2025 Landscape—Why Debt Management is Critical for Women-Led StartupsKey Trend: Rising interest rates meet post-pandemic recovery. The financial landscape in 2025 is a mixed bag. While women-led startups hit record highs, accounting for 42% of new businesses (Economic Times, 2024), they also face unique challenges:Interest Rate Hikes: RBI raised rates to 6. 75% in 2024, increasing loan burdens. Vendor Dues: Supply chain disruptions have pushed payment cycles to 90+ days. Operational Costs: Inflation has spiked expenses by 15% year-on-year. Yet, women entrepreneurs are rising to the occasion. “Balancing budgets and vision, planning ahead, making every rupee count for value—women of this generation are financial architects. Add education to experience, and they transform into business leaders who don’t just survive financial storms but chart new paths through them. ” says Mansi Prasad, Co-founder of ParMarketing. The Big Question: How are they doing it? Let’s explore... --- - Published: 2024-12-30 - Modified: 2025-03-11 - URL: https://business.singledebt.in/blog/5-ways-to-try-and-reduce-your-debts-and-outgoings/ - Categories: Blog - Tags: Blog 5 Ways To Try And Reduce Your Debts And Outgoings December 4, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Managing debts and outgoings is a crucial aspect of maintaining financial stability and building a secure future. Whether you’re dealing with loans, credit card debt, or everyday expenses, implementing effective strategies can make a significant difference. Here are five practical ways to reduce your debts and outgoings. Why Should I Reduce My Outgoings In Terms Of Debts? Reducing your outgoings, particularly in terms of debts, is a prudent financial strategy that offers several compelling benefits. Here are key reasons why you should consider minimizing your outgoings related to debts:Financial Stability:Lowering your debt outgoings contributes to overall financial stability. By reducing the burden of debt payments, you create more room in your budget to cover essential expenses, build an emergency fund, and save for future goals. Financial stability provides a sense of security and allows you to navigate unexpected challenges with greater ease. Debt Repayment Efficiency:When you allocate more funds towards repaying your debts, you expedite the debt repayment process. This can lead to quicker clearance of high-interest debts and, subsequently, reduce the overall amount paid over time. Paying down debts efficiently frees up financial resources for other priorities, such as savings or investments. Improved Credit Score:A lower debt burden positively influences your credit score. Timely payments and effective debt management contribute to a healthier credit profile. A good credit score opens... --- - Published: 2024-12-30 - Modified: 2025-03-11 - URL: https://business.singledebt.in/blog/how-to-remove-a-suit-filed-in-cibil-when-a-loan-is-closed/ - Categories: Blog - Tags: Blog How to remove a suit filed in CIBIL when a loan is closed March 11, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Being served with legal papers can be frightening and confusing. Choosing the court where the lawsuit will be heard must be one of your first priorities. You must take measures to get the litigation deleted from CIBIL’s records if it has been filed there. This blog post will cover how to defend your credit score by getting a lawsuit out of CIBIL. Today we will understand more about Suit Filed In CIBIL. How Does a CIBIL Suit Work? What Is It? Let’s start by defining what a suit filed is. This is a legal action that a lender brings against a borrower who has missed loan payments. The bank files a lawsuit against the borrower in court and notifies CIBIL that a suit has been filed. Every loan default could have a variety of causes, including intentional default, financial constraints, and more. When a loan is indicated as having a lawsuit filed against it by CIBIL or another credit bureau, the defaulter should ask the bank to close the loan account. Once the loan account in the lawsuit is closed, it should be recorded and updated as closed by making a final payment to the lender. One should avoid settlement, often referred to as one-time settlement (OTS), as it will continue to appear as a settled account, which is a... --- - Published: 2024-12-30 - Modified: 2025-03-11 - URL: https://business.singledebt.in/blog/managing-your-debt-with-the-debt-avalanche-method/ - Categories: Blog - Tags: Blog Managing Your Debt with the Debt Avalanche Method October 28, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Debt is a common aspect of modern life, affecting millions of people worldwide. One effective strategy to tackle your debts is the Debt Avalanche Method. In this blog, we will explore more on this method helping you understand its concept and how it can help you regain financial control. What Is The Method All About? Basically, a debt reduction strategy that focuses on paying off high-interest debts first while making minimum payments on other debts. The method is a popular and effective debt reduction technique that prioritises paying off high-interest bills first in order to save money and accelerate the debt-free process. It is a method that encourages people to prioritise their debts depending on interest rates in order to reduce the total interest paid over time. Here’s a straightforward explanation of how the Debt Avalanche works:• List Your Debts: Begin by listing all your outstanding debts. Include the name of the creditor, the current pending due, the interest rate, and the monthly payment. • Sorted by Interest Rate Order: After that, sort your debts according to interest rates and order them to decrease. Keep your debts at the top of the list that contains higher interest rates. Whereas, the debt is at the bottom with the lowest rate. • Pay Extra on High-Interest Debt: While you continue to make the minimum monthly... --- - Published: 2024-12-26 - Modified: 2024-12-30 - URL: https://business.singledebt.in/blog/case-study-1-navigating-financial-turmoil-the-success-story-of-a-performance-marketing-agency/ - Categories: Case Study - Tags: Case Study December 26, 2024 Case Study 1: Navigating Financial Turmoil - The Success Story of a Performance Marketing Agency. Case Study 1: Navigating Financial Turmoil - The Success Story of a Performance Marketing Agency. The outstanding amounts of the loans as of December 2023. Which is roughly 1. 83 Crores and the whole debt was settled for 50. 65 Lac with an Average Settlement Amount of 5. 06 Lacs and an average discount of 72. 39%. × Introduction In the fast-paced world of performance marketing, financial stability can sometimes be as volatile as market trends. The business, a prominent marketing agency based in Mumbai, encountered severe financial distress due to unexpected setbacks. This case study outlines how our specialized debt resolution services, particularly through the Company Informal Debt Arrangement (CIDA), provided a lifeline, allowing the company to navigate through creditor harassment, legal challenges, and eventually achieve significant debt relief. We were able to: Stop creditors harassment. Re-directed all their creditor’s calls onto us. Provided a breathing space to get the business back on track. Our advocates were able to stop all creditors legal actions. Negotiated settlements at 27. 10 Paise on the Rupee. ₹1. 96 Crores only cost ₹53. 15 Lacs. Kept the business going and no redundancies. Background Client: A Performance Marketing Agency Sector: Performance Marketing Enrolment with CIDA: 27th July 2022 Challenge: Handling creditor harassment and legal actions from 11 creditors, amidst cash flow interruptions. The Challenge The business faced a daunting challenge in April 2022 when an anticipated... --- - Published: 2024-07-26 - Modified: 2025-03-11 - URL: https://business.singledebt.in/blog/indian-debt-management-a-path-to-financial-well-being/ - Categories: Blog - Tags: Blog What is insolvency vs. bankruptcy vs. liquidation? April 20, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. Are you a small business owner worrying about debt holding back the growth of your business? In a growing economy like India, small businesses are the lifeblood of the economy, driving innovation, employment, and growth. Total MSME debt in India rose to Rs 24. 42 lakh crores in February 2024 according to RBI statistics. Yet, amidst their entrepreneurial zeal, many face a formidable challenge: managing their debt effectively. With fluctuating cash flows and competitive pressures, navigating the intricate world of finance can often feel like a daunting challenge. But what if mastering debt management could transform these hurdles into stepping stones toward financial stability and growth? In this article, we explore practical insights on how to easily overcome the debt challenges with sound business strategies to achieve financial stability. SingleDebt for Business is a credit counselling and debt management company with a long track of providing expert debt management services. If you are a small company struggling with debt issues, don’t delay contacting us. Our plethora of solutions include debt consolidation, debt settlemen with credit clearance, legal support against insolvency threats and many others which can help address your debt management issues and give you the breathing space you need to plan a stable financial future. Navigating Small Business’ Debt Challenges MSMEs often struggle with debt for several reasons:Limited Revenue Streams: As a small... --- - Published: 2023-04-20 - Modified: 2025-03-11 - URL: https://business.singledebt.in/blog/what-is-insolvency-vs-bankruptcy-vs-liquidation/ - Categories: Blog - Tags: Blog What is insolvency vs. bankruptcy vs. liquidation? April 20, 2023 No Comments CLICK HERE TO CONNECT WITH US ON WHATSAPP AND KNOW MORE ABOUT OUR SERVICES. When your business goes through tough times, you may want to explore different options in front of you. Most often, the terms insolvency, bankruptcy, and liquidation are used interchangeably. It is crucial to understand the differences between the three. Insolvency is when you are unable to pay your debts as they come due. Bankruptcy is a legal process you can initiate when you're insolvent, aiming to either restructure your debts or discharge them completely. Liquidation is the process of selling off your assets to pay your creditors, often occurring as part of a bankruptcy or when winding up a business. In insolvency, your business undergoes a period of financial stress where you are unable to do proper debt management and do not generate adequate cash flows to meet expenses and generate profits. Bankruptcy is a legal process in which you follow legal procedures set forth by law to close your business. . Liquidation is the final step of the process where you sell off all realisable assets to pay off the creditors. SingeDebt Business is a reputed financial advisory and debt management company that can provide legal and financial advice on debt management from accounts receivable and consolidating your debts and create viable financial solutions to enable you to stave off the insolvency, bankruptcy, and liquidation processes. Definitions Insolvency Insolvency is a business state... --- - Published: 2021-12-08 - Modified: 2025-03-28 - URL: https://business.singledebt.in/blog/case-study-company-informal-debt-arrangement-cida/ - Categories: Case Study - Tags: Case Study December 8, 2021 Case Study: Company Informal Debt Arrangement (CIDA) CASE STUDY 4: Company Informal Debt Arrangement (CIDA) Restructured five business loans with moratorium periods, reducing his EMI by 42% & negotiated a settlement of 51% discount on four business loans. Imran H from Mumbai. (Due to confidentiality, we have not provided their photos, real name or the name of their business. ) × A businessman in Mumbai was running a successful manufacturing business for the real estate trade, had nine business loans and two car loans and was paying a total EMI of ₹6,75,899 per month. Due to the downturn in the real estate market the announcement of demonetization and introduction of GST, which all had a very big impact on his business and in time was unable to service his loans. After missing his EMIs he experiences undue harassment from his creditors, that he was unable to handle, causing him extreme mental depression and was having suicidal ideation. He approached us for help and enrolled onto our CIDA, and within a week our Advocates were able to stop the harassment. All his creditors calls were taken by our Advocates, who also successfully dealt with all his legal notices that he had received prior to enrolling on to the CIDA. Thereafter our financial advisors and Advocates have successfully restructured five of his business loans with three months moratorium period (EMI holiday) before he starts to pay his lower business EMI. We also negotiated settlement of the other four business... --- ---